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You got a little behind on some bills, and now the avalanche of threatening letters and phone calls won't stop. Sound familiar? Fortunately for you, there is a federal law called the FDCPA (Fair Debt Collection Practices Act) – which makes ILLEGAL many of the collection agent's favorite (and quite common) tactics.

Even better, the FDCPA provides for $$$$ compensation to the debtor (you), EVEN IF you admit that you owe the debt and EVEN IF you cannot prove any actual damages caused by the debt collector's illegal behavior. AnnualCreditReport.comBefore you jump into a bankruptcy or debt consolidation program, let us take a (free) look at the letters which the collection agency has sent you.

The icing on the cake: If we decide to take your FDCPA case, you do not have to pay us (win or lose). The court will make the defendant collection agency pay our fee (if we win, of course.)

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